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1974 - 2020
46 Years
of Service
1974 - 2020
46 Years
of Service
(925) 427-5522
Bay Area Heating, Plumbing & Air Conditioning Since 1974
Heating and Air Conditioning Financing

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Air Conditioning & Heating Financing

Home is where the heart is, and we love helping our customers obtain a more efficient, comfortable home. Stewart Heating & Air Conditioning is an expert at implementing indoor comfort solutions that are ideal for your specific needs.

One way we enable our customers to make the move to increased comfort and energy savings, is by offering HVAC financing that can be used towards products and services from Stewart Heating & Air Conditioning.

Take advantage of the freedom of our financing options that can allow you to make the move to a more comfortable, efficient indoor comfort experience!

Call us today at (925) 427-5522 to learn more or to apply. You can also schedule a free in home estimate to talk about indoor comfort and financing options!

Thank you for considering Stewart Heating & Air Conditioning!

HVAC Financing


With CaliforniaFIRST, you receive funding for energy efficiency, renewable energy, and water efficiency improvements and repay the financed amount on your property tax bill over the course of up to 25 years.

  • 100% financing. No out-of-pocket costs
  • Borrow up to 15% of property value
  • Flexible repayment terms: 5, 10, 15, 20 or 25 years
  • Adds value to property
  • Fast in-home approvals
  • No prepayment penalty and free re-amortization
  • Balance can transfer to new owner upon sale
  • Financed amount won't appear on credit report: NO impact on future debt-to-income ratio

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HERO FInancing

The HERO Program offers financing for up to 20 years with low fixed interest rates for home energy products permanently affixed to the property. HERO finances 100% of the cost to purchase and install eligible products. HERO offers low, fixed interest rates with amortization periods of 5, 10, 15, or 20 years and, unlike other financing options, there are no credit score requirements and repayments are made through your property taxes, with the interest being tax deductible.

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NATE Certified Contractors
Comfort Tips
BBB Accredited
Bryant Factory Authorized Dealer
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